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The AI-native brokerage rebuilding how businesses get insured.

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Stages

Seed
Series A

Year Invested

2024

Lead investors

Headquarters

San Francisco

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Dakotah Rice

CEO & Co-founder, Harper

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Tushar Nair

Co-Founder & CTO, Harper

What Harper Does

Harper is the AI-native commercial insurance brokerage - not a tool for existing brokers, but the broker itself. AI handles the judgment-heavy work: reading applications, routing submissions, following up with underwriters. Businesses get coverage in 24–48 hours instead of weeks.

The Problem & Market

Commercial insurance is one of those industries where the gap between how things should work and how they actually work is staggering. The US market is enormous and highly fragmented, dominated by regional players running on manual workflows that haven't changed in decades. For a daycare, healthcare facility, fleet operator, or restaurant group, the experience is painful - weeks of waiting, incomplete submissions, brokers stretched too thin.

Why Untapped Invested

Rare founding team depth — insurance domain expertise combined with genuine AI-first product thinking. With 100+ Enterprise CEO LPs across industries that buy commercial insurance daily, Untapped is a direct distribution accelerant from day one.

Featured on the Agentic Podcast:

Hear From the Founders

Frequently Asked Questions

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